Get Your Free Pastor Tax Calculator!

A simple way to understand your tax burden—and take control of it.

Pastors face one of the most confusing and inconsistent tax systems in America. Between dual tax status, housing allowance rules, and the full burden of SECA taxes, it’s easy to feel in the dark about what you owe—or how to plan wisely.

This free tool brings clarity.

When you enter your basic compensation details, the calculator shows a side-by-side comparison of minister vs. secular taxation and highlights the exact dollar impact of the minister’s tax disadvantage. You’ll also be able to model strategies that can turn that disadvantage into an advantage with smart planning.

What You Can Do With This Tool

✔ Know Your Estimated Tax Burden

Quickly estimate your minister taxes so you’re prepared for tax season, can evaluate your estimated payments, and avoid surprises.

✔ Model SECA Reduction Strategies

See how church-provided SECA offsets and your 403(b) elective deferrals can meaningfully lower your SECA and income tax liability—helping you fine-tune your tax planning with precision.

✔ Strengthen Your Case for a SECA Offset

Use the minister vs. secular comparison to show your church board how the 7.65% SECA offset simply puts you on equal footing with non-minister employees.

✔ Advocate for the Right Retirement Plan

Demonstrate why offering a 403(b)(9) plan matters—especially since only 403(b) elective deferrals reduce SECA taxes, unlike 401(k) or other plan types.

Get Your Free Calculator

Fill out the form below, and you’ll receive a download link directly in your inbox. The tool is completely free—and could save you real money by helping you understand and optimize your tax situation.

Clarity. Confidence. Better planning for your family and your ministry.

Download the Minister vs. Secular Tax Calculator to get started.